Steps To Take When Involved In A Car Accident With A Company Car
It is advisable that upon being involved in an accident, you are required to determine that person who is liable for the damages. You need to be aware that the company is not automatic liable of the damages because the car belongs to them. By reading the guide, you will come to get the actions that are required whenever an accident occurs. Upon following the guidelines, it is good to note that the liable person will be identified. Immediately the accident occur, individuals are encouraged to determine the person who is to be blamed. It is through this that the one who will be responsible for the losses will be determined by the employee, the company or the third party. In case the fault is on the employee, there is a need to ensure that you check on whether the employee will be on their own or act on behalf of a business.
It is good to note that there will be the identification of those parties that will be financially stable. It is good to note that it is vital to have all the damages caused calculated. With this, you will have to include the property damage as well as the medical costs. The company will stand on behalf of their employee who was involved in the action. This will only apply if an employee is within the scope of the employment. It is good for individuals to know that the kind of insurance that is there for the company and the driver need to be determined. You will realize that most of the companies will have collision coverage that is meant for the employees while others lack this.
In case there is the application of the company’s coverage, it means that there will be protection of the employee form the other party involved. From this time, the company will act on behalf of their employees. To ensure that you settle with the third party, it is good to note that you can always hire an attorney. This is cheap when compared to going to court. To know more about the options, you will be required to consult a car accident attorney who is experienced. They will offer some advice on the settlement that they need to go for.
At some time, you need to know that most employees driving the company’s vehicles are responsible for the accident. Every time you get involved in an accident with a company vehicle, you need first to ensure that everyone is good. It is good for the damages to be accessed and the fault to be determined. In case you find that the fault is on the employee, you need to check the person who is liable for this.
The employee and organization are the options here. The only time that the company will be liable was when the employee was handling the task on behalf of his employer.